Know Your Mobile Banking Limits
| Type of Transaction | Newly Registered Users | Mobile Banking Limits |
|---|---|---|
| (Limits eligible for 90 days from the date of registration) | (Limits eligible after 90 days of registration) | |
| All Users (New Registration Limit) | Rs.5000/- for the first 24 hours after the first-time registration. | Rs.5000/- for the first 24 hours after the first-time registration. |
| Mobile Banking Limit (Normal Users) | Rs.5 Lakh per day (Cumulative) | Rs.10 Lakh/day (Cumulative) |
| Mobile Banking Limit (Celesta Users) | Rs.5 Lakh per day (Cumulative) & option to increase up to Rs.20 Lakh/day | Rs.10 Lakh/day (Cumulative) & option to increase up to Rs.20 Lakh/day |
| Quick Pay Limit | Rs.1 Lakh/day | Rs.1 Lakh/day |
| Merchant Payment Limit | Rs.2 Lakh/day (Provision to increase up to Rs.5L/day) | Rs.2 Lakh/day (Provision to increase up to Rs.5L/day) |
| Self-Account Transfer | Rs.20 Lakh/day Cumulative (Exclusive Limit independent of Mobile Banking limit) | Rs.20 Lakh/day Cumulative (Exclusive Limit independent of Mobile Banking limit) |
| Credit Card Payments | Rs.10 Lakh/day | Rs.10 Lakh/day |
| Mutual Fund Purchase | Rs.10 Lakh/day | Rs.10 Lakh/day |
*Note: For certain type of accounts the cumulative limit would be restricted to Rs.2 lakhs/day due to security reasons
